Privacy Policy

Last updated: September 2025

1. Information We Collect

Spendpedia is designed with your privacy in mind. We collect minimal information necessary to provide you with the best expense tracking experience:

  • Expense Data: Your expense entries, categories, amounts, and descriptions are stored locally on your device and optionally synced to your personal cloud account.
  • Account Information: If you choose to create an account, we collect your email address and basic profile information.
  • Usage Analytics: We collect anonymous usage statistics to improve our app's performance and features.
  • Device Information: Basic device information such as operating system version and app version for compatibility purposes.

2. How We Use Your Information

We use the collected information to:

  • Provide and maintain the Spendpedia service
  • Sync your data across devices when you choose to enable cloud sync
  • Improve our app's functionality and user experience
  • Send you important updates and notifications about the app
  • Provide customer support when you contact us

3. Data Storage and Security

Your data security is our top priority:

  • Local Storage: Your expense data is primarily stored locally on your device using secure encryption.
  • Cloud Sync: When you enable cloud sync, your data is encrypted before transmission and stored securely in your personal cloud account.
  • Encryption: All sensitive data is encrypted using industry-standard encryption methods.
  • No Third-Party Access: We do not share your personal financial data with third parties for marketing or advertising purposes.

4. Data Sharing

We do not sell, trade, or otherwise transfer your personal information to third parties except in the following circumstances:

  • When you explicitly consent to share your data
  • To comply with legal obligations or court orders
  • To protect our rights, property, or safety, or that of our users
  • With service providers who assist us in operating our app (under strict confidentiality agreements)

5. Your Rights

You have the following rights regarding your personal data:

  • Access: You can view all your data within the app
  • Export: You can export your data in CSV or PDF format
  • Delete: You can delete your account and all associated data at any time
  • Modify: You can update or correct your information at any time
  • Opt-out: You can disable data collection and analytics in app settings

6. Children's Privacy

Spendpedia is not intended for children under 13 years of age. We do not knowingly collect personal information from children under 13. If you are a parent or guardian and believe your child has provided us with personal information, please contact us immediately.

7. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page and updating the "Last updated" date. You are advised to review this Privacy Policy periodically for any changes.

8. Contact Us

If you have any questions about this Privacy Policy or our data practices, please contact us:

  • Email: mamubeenkhan@gmail.com